Lent your car to someone who won’t give it back? As a Texas repossession company, we help private individuals legally recover their own vehicles. Whether it’s a friend, family member, or ex-partner refusing to return your car, we handle the entire recovery process professionally and within the law. You don’t need to go to court, confront anyone, or wait months we can help you get your vehicle back quickly and safely.
When You Can Legally Repossess Your Own Vehicle
In Texas, if you own a vehicle and someone else is using it without permission or refuses to return it, you have the legal right to take it back. This applies to situations where you lent your car to someone who won’t return it, an ex-partner is keeping your vehicle after a breakup, a family member borrowed your car and disappeared with it, or someone is driving your vehicle without a valid title transfer. The key requirement is that your name must be on the title. If you’re the legal owner, Texas law allows you to reclaim your property even if the person in possession refuses to cooperate.
How Our Private Party Repossession Service Works
We understand these situations are stressful and often emotionally charged. Our agents handle private party repossessions with discretion and professionalism, taking the burden off your shoulders while keeping everything legal.
Step 1: Verify Your Ownership
Contact us by phone or through our website. We’ll need to verify that you’re the legal owner by reviewing your vehicle title, registration, and any loan or lease documents if applicable. We also need basic information about the person who has your car and its last known location.
Step 2: Locate the Vehicle
If you know where your car is, we can often complete the repossession within 24 hours. If the person has moved or hidden the vehicle, we use our skip tracing services and license plate recognition technology to locate it. Most vehicles are found within 2-5 days.
Step 3: Legal Recovery
Our agents execute the repossession following Texas law. We recover the vehicle from public locations like streets, parking lots, or open driveways. We never break into garages, confront the driver, or create a disturbance. Everything is done peacefully and legally to protect you from liability.
Step 4: Vehicle Return and Documentation
Once recovered, we document the vehicle’s condition with photos and transport it to our secure facility or directly to your location. You receive a complete recovery report including condition documentation, personal property inventory, and all legal compliance paperwork.
What You Need to Get Started
To initiate a private party repossession, gather these documents: your vehicle title showing you as the owner, current registration and insurance documents, a photo ID matching the name on the title, vehicle details including make, model, year, VIN, and license plate, and information about the person who has your car including their name, last known address, phone number, and workplace if known. The more information you can provide, the faster we can locate and recover your vehicle.
Understanding Texas Private Party Repo Laws
Texas law allows peaceful self-help repossession, meaning you can reclaim your property without going to court. However, there are important rules you must follow. The repossession must be peaceful no confrontations, threats, or breach of peace. Agents cannot enter locked garages or gated properties without permission. The person in possession can keep their personal belongings found in the vehicle. If the situation becomes confrontational, agents must stop and leave.
This is why hiring professionals protects you. If you try to repossess the car yourself and a confrontation occurs, you could face criminal charges. Our agents are trained to handle difficult situations legally and know exactly when to disengage to avoid problems.
What Happens to Personal Property
Texas law requires us to inventory and protect any personal belongings found in the vehicle. We photograph items, create a detailed list, and store personal property separately from the vehicle. The person who had your car can contact us to retrieve their belongings within 30 days. We handle this exchange professionally so you don’t have to deal with them directly.
Common Questions About Private Party Repo
How long does the process take?
If you know where the car is and it’s accessible, we can often complete recovery within 24-48 hours. Cases requiring skip tracing typically take 3-7 days.
What if the person calls the police?
If they call police during the repossession, our agents can show law enforcement your title proving ownership. Police generally don’t interfere with legal civil repossessions when proper documentation exists.
Can they damage my car before you get there?
We move quickly to minimize this risk. Once you assign the repo, we begin locating immediately and recover as soon as the opportunity presents itself.
Do I need a lawyer?
No. Private party repossession in Texas doesn’t require court orders or attorneys when you’re the title holder. We handle the entire process.
Get Your Vehicle Back Today
If someone has your car and won’t return it, don’t wait. Every day increases the risk of damage, additional mileage, or the vehicle being hidden or sold. Our recovery team is ready to help you reclaim your property legally and professionally.
We respond to all private party repo requests within one hour and provide a free consultation to discuss your situation and options.